How I Paid Off $30,000 in Student Loans Before Turning 30
Drowning in student loan debt? I was too—until I paid off $30,000 before I turned 30 . It wasn’t easy, but with a solid plan, strategic budgeting, and a few side hustles, I became debt-free before 30 —and you can too. My Student Loan Situation Like many college graduates, I walked across the stage with a diploma in one hand and a massive student loan balance in the other. Between federal loans and private loans , I owed about $30,000 —a number that felt impossible to tackle at first. At the start, I made the minimum monthly payments , only to watch interest eat up my progress. I knew I needed a better strategy if I wanted to pay off my loans fast and avoid years of debt. That’s when I took action. What You’ll Learn In this post, I’ll break down: The budgeting tricks I used to cut expenses and free up cash How I increased my income with side hustles and salary negotiations The best repayment strategies (Debt Snowball vs. Avalanche) How I stayed motivated and avoided burnou...